Chapter 13 Bankruptcy:
rehabilitation with a payment plan for individuals with a regular source of income; enables individuals with regular income to develop a plan to repay all or part of their debts; also known as Wage Earner Bankruptcy

Tax Returns Due for Periods Ending Before the Bankruptcy Filing in Chapter 13 Cases

The IRS Bankruptcy Code requires chapter 13 debtors to file all required tax returns for tax periods ending within 4 years of the debtor's bankruptcy filing. All such federal tax returns must be filed with the IRS before the date first set for the first meeting of creditors. The debtor may request the trustee to hold the meeting open for an additional 120 days to enable the debtor to file the returns (or until the day the returns are due under an automatic IRS extension, if later). After notice and hearing, the bankruptcy court may extend the period for another 30 days. Failure to timely file the returns can prevent confirmation of a chapter 13 plan and result in either dismissal of the chapter.


I am interested in filing bankruptcy.
What can Audit Detective do for me?

The Audit Detective Deluxe Analysis can do the following:

  • Confirm that the past four(4) years of tax returns have been filed.
  • Provides all the required transcripts for the trustee
  • Shows the balance due for each tax year going back to 2001
  • Analysis will assist you and your bankruptcy attorney determine if any IRS Tax Debt qualifies for discharge